Loan program field manual
More choices.
Less guesswork.
There is no single “best” mortgage for everyone. The goal is to compare the programs that fit your income, property and plans.
Buying a primary home
Start with the most common paths.
These programs cover many first-time and repeat home purchases.
Conventional Loans
Flexible financing for many primary home, second home and investment purchases.
FHA Loans
Government-insured financing that may offer flexibility for qualified buyers.
VA Home Loans
A powerful home-loan benefit for eligible military borrowers.
First-Time Homebuyer
A clear path from early questions to confident homeownership.
Down Payment Assistance
Programs that may help eligible buyers with upfront homebuying funds.
Jumbo Loans
Financing for loan amounts above applicable conforming limits.
Rusty’s quick take
“You do not need to pick a loan program before you call me. That is what the conversation is for.”
We can compare the choices around your real goals, payment comfort, available funds and property type. No pop quiz on mortgage acronyms required.
Talk Through My OptionsBusiness-owner income
When a tax return does not tell the whole story.
Self-employed buyers may need more planning around how income is documented.
Building a portfolio
Financing built around an investment property.
The right path depends on the property, cash flow, reserves and your larger plan.
Building or improving
Match the financing to the project.
Construction and renovation loans add timelines, documents and moving parts that are easier to plan early.
From the Learning Center
Go deeper into the details.
Plain-language guides for questions that deserve more than a one-line answer.
A program is only part of the plan